Ghesta the first Granting credit for the purchase of goods and services in installments started in July 2018 in a short time With the acceptance and satisfaction of users encountered. Ghesta considering the economic problems of the society, conditions for granting Loan without guarantor It has provided that it has less restrictions than other sites in this field.
Year of establishment: 2018
Field of activity: BNPL
Ghesta Introduction
According to Iran digital economy annotation, Ghesta’s instant loan is provided to users in the form of a member credit card called GhestaCard, and people can use this card to buy in cash from all stores across the country, even online stores, and later repay the installments to Ghesta. The Ghesta loan is allocated to the individual without the need for a guarantor, depending on the user’s credit rating and only by presenting a check or promissory note. This loan is financed through Ayandeh Bank and its ceiling is $400 and its repayment is 12 months.
Installment purchase of household appliances, installment purchase of phone, installment purchase of tools, installment purchase of spare parts and purchase of any product you can think of such as installment laptop, installment gold, installment refrigerator, installment sofa, installment TV, installment air conditioner and installment motorcycle with GhestaCard It is possible. With GhestaCard, in addition to purchasing all kinds of goods in installments, you can also pay for various services in installments. Payment of fees, installment dentistry, installments of nose surgery and even payment of vacation expenses will be done easily with GhestaCard.
In addition, Ghesta has been effective in the field of increasing sales and prosperity of rural and urban businesses, and by granting points to business owners and customers, it has provided conditions for customers to make repayment in installments, and to this arrangement of Ghesta has taken a useful step in the prosperity of various businesses.
“Buy now, pay later!”, this is Ghesta’s slogan. With the Ghesta unsecured loan, buy everything you need, from all kinds of goods and services, from any online or non-online store of your choice, now but pay later!