Tejarat Bank unveiled “Kalano” with the aim of continuously helping the production cycle of businesses and financial literacy. Kalano allows users to purchase credit up to one hundred million tomans
According to the IDEA, currently Snowa, Pakshima and Kavirmotor are the main brands of the contract with Bank Tejarat in the field of users’ credit purchases.
Amirhossein Davodian, the vice president of personal banking customers, said: “Kalano will be officially introduced tomorrow, November 22, 2023, and our main goal in the current economic conditions is to help businesses continuously, and the second dimension is financial learning for all users.” In addition to the fact that all processes occur on a digital platform and the current credit method is a unique method among banks.
According to Davodian, Kalano is not only a product of Bank Tejarat, but it is a product of four collections that are now creating a new experience for customers. He also introduced Kalano as the largest syndicated product in the retail sector.
Hadi Akhlaghi, the CEO of Tejarat Bank, added in connection with Kalano: the allocated credit will be paid to the applicant on the basis of the credit agreement based on the loan agreement and the commitment guarantee, and it will be granted in return for obtaining sufficient collateral and guarantees after opening the account in the budget application.
According to the ethical statement, this opportunity has been provided in order to help the conditions of society, and the purpose of the bank and the contracting parties’ companies is not defined based on profit.
Akhlaghi also announced that this possibility is now possible for Bank Tejarat and all its subsidiary companies.
Akbar Ebrahimi, Managing Director of Pakshima, further added: In this economic crisis and the situation where people have lost the possibility of convenient shopping, Bank Tejarat has made it possible for the consumer to buy their necessities with the lowest possible fees. He considered this work for the benefit of the consumer and explained: Installment sales are now activated in many sectors, but the difference is in the fee and its ease.
Mohammad Mehdi Esmaili, the CEO of Simorgh Tejarat Integrated Systems Company, discussed how to use this credit in the budget application and added: Although the burden of responsibility was placed on our shoulders and the product had many complications in both credit and settlement, fortunately it was successful. We were able to activate it in less than two months.
Users must have an account in Bank Tejarat
In order to use Kalano, users must have an account in Tejarat Bank and purchase through electronic promissory note and online guarantee. This total time is 19 minutes, and one day is needed to issue a guarantee from the central bank, and the validation of users is controlled by the validation of Iranians.
The installment repayment is 24 months and the fee of each loan is completely different to the product or company, the details of which are announced on the Bank Tejarat website.
Abbas Ali Rezaei, CEO of Kavir Motor, considered the cooperation between banks and the industry to be a good thing in the country and added: Our goal is to penetrate the market and deliver goods to consumers.
No Comment! Be the first one.